Tools

Nine calculators, one line.

From your first payslip to drawing down in retirement: each tool answers a question that comes up at one stage of your life. No sign-up, the maths runs in your browser.

20+

Arriving

First job, first payslip in Germany.

What is left of my salary?

Gross to net

What's left of your salary, by tax class, state and health insurance.

Calculate

The seed

Start early, start small.

What does €100 a month turn into?

Savings plan

How a fixed monthly amount grows over the years.

Calculate

Is it worth waiting a bit longer?

Cost of waiting

What it costs to put off the start by a few years.

Calculate

A home

Rent, buy, finance.

How much property can I afford?

Mortgage budget

Which purchase price fits your income and savings, including closing costs by state.

Calculate

Buy or keep renting?

Rent or buy

Two paths with the same budget: who has more after 25 years?

Calculate

What does owning cost per month?

Cost of owning

Mortgage, Hausgeld, property tax, reserves: what owning really costs each month.

Calculate

Providing

Know the gap, then close it.

How big is my pension gap?

Pension gap

The quick estimate in three sliders.

Calculate

Does my plan get me to retirement?

Retirement planner

With years in Germany, savings and monthly saving, in today's money.

Calculate

Freedom

From saving to drawing down.

How long will my money last?

Drawdown plan

How long your savings last if you withdraw a monthly amount.

Calculate

All calculators show simplified examples with disclosed assumptions. They do not replace investment, tax or mortgage advice and do not recommend products.

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