Drawdown plan Calculator: How long will my money last?

Savings at the start€400,000

Monthly withdrawal€1,800

Return p.a.4 %

Age at the start67 years

Withdrawal rises with inflation (2% p.a.)

Steady return without volatility, taxes or fees. In real markets the order of good and bad years matters too, which is why a cash reserve belongs in the plan.

Your money lasts23yearsuntil age 90

Remaining capital

Per the 4% rule: €1,333 / month
Total paid out: €640,527

Guides on this topic

Retirement10 minEN

The German Pension System Explained: What Expats Need to Know About Gesetzliche Rentenversicherung

Germany's statutory pension is the backbone of retirement planning — but is it enough? Here's how the system works, what you're entitled to, and why most expats need more than just the Gesetzliche Rente.

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