Cost of waiting Calculator: Is it worth waiting a bit longer?

Monthly savings€250

Age today30 years

Waiting time5 years

Simplified example. The calculators show numbers, not investment advice.

Cost of waiting83,930€less at 67 if you wait 5 years

Start today320,125€

Start in 5 years236,196€

Guides on this topic

Investing4 minEN

Building Wealth as an Expat: A Beginner's Guide to ETFs in Germany

You don't need to be a finance expert to start investing. Here's how ETFs work, why they're popular in Germany, and how expats can get started with as little as 25 euros a month.

Read

Further along the lifeline

Tools that fit

What does €100 a month turn into?

Savings plan

How a fixed monthly amount grows over the years.

Calculate How much property can I afford?

Mortgage budget

Which purchase price fits your income and savings, including closing costs by state.

Calculate Buy or keep renting?

Rent or buy

Two paths with the same budget: who has more after 25 years?

Calculate

Contact

Talk to us.

Tell us briefly what it's about. We get back to you within one business day to find a time: 30 minutes by video, phone or WhatsApp, free of charge.

Free first call
In English or German
Your calculator results as a starting point
Reply within one business day

Rather write directly?Message us on WhatsAppOpens WhatsApp. WhatsApp's privacy policy applies there.