Mortgage budget
How much property can I afford? Which purchase price fits your income and savings, including closing costs by state.
Net estimated with tax class 1. 20% of savings is kept as a reserve. Banks assess individually, including residence permit and probation. Not mortgage advice.
Possible purchase price270,000€at €1,096 a month
Remaining loan over the years
- Household net (estimate)
- €3,130
- Loan
- €230,637
- Equity used
- €64,000
- Closing costs (9.07 %)
- €24,501
- Interest until paid off
- €142,055
- Debt-free after
- 29 years
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Guides on this topic
Schufa Explained: Germany's Credit Score System and What Expats Need to Know
Your Schufa score affects whether you can rent an apartment, get a phone contract, or take out a loan in Germany. Here's how it works, what data it collects, and how to check yours.
Buying Property in Germany as an Expat: The Complete Guide to Costs, Mortgages, and the Buying Process
No restrictions on foreign buyers, but plenty of hidden costs and bureaucracy. Here's everything expats need to know about buying a home in Germany — from Grunderwerbsteuer to Grundbuch.
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