Rent or buy
Buy or keep renting? Two paths with the same budget: who has more after 25 years?
Both paths start with the same money and spend the same each month: whoever has lower housing costs invests the difference. Rent and costs rise by 2% p.a. Excluding taxes and selling costs.
Buying is ahead by124,403€after 25 years
Owner's wealthRenter's wealth
- Cash needed incl. closing costs
- €123,548
- Monthly mortgage payment
- €1,615
- Housing cost owner / renter (year 1)
- €1,865 / €1,450
- Buying catches up after
- 9 years
Further along the lifeline
Tools that fit
How much property can I afford?
Mortgage budget
Which purchase price fits your income and savings, including closing costs by state.
What does owning cost per month?Cost of owning
Mortgage, Hausgeld, property tax, reserves: what owning really costs each month.
How big is my pension gap?Pension gap
The quick estimate in three sliders.
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