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34 · A home

Cost of owning

What does owning cost per month? Mortgage, Hausgeld, property tax, reserves: what owning really costs each month.

€320,000
3.7 %
2 %
€250
€50
€30
€100
€1,500
2 %
20 years
Owning costs per month1,950€€450 more than rent today
Total owningTotal renting
Mortgage payment
€1,520
Other ownership costs
€430 · 22 %
Renting costs more from
not within period

The payment includes repayment: part of it builds equity, it is not lost.

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